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Spare Change Challenge

Millions of people take part in the 'Spare Change' Savings Challenge every year, the idea's straightforward, and makes it easy to save by simply collecting loose change. Your spare change isn't doing much good in the bottom of a drawer floating around in your car - so put it to good use.

Loose Change Challenege


We're always on the lookout for ways to save money – but it's not always easy to find a savings method that works for you, one of the most popular methods our community likes to participate in is the Loose Change challenge.

Spare Change Challenge

Use this free template to keep track of your weekly save, which you can download and print off completely free of charge.  Here’s a preview, you can download the high-def PDF further down or click on the image...


spare change challenge 

How to Complete the Spare Change Challenge

Firstly, print off our Free Printable sheet to mark off your savings each week and keep a running total of your haul. Then every time you break into a note, put the change into a savings pot.

You will be surprised by how much it adds up to over 52 weeks.

Ways to Save

There are some really unique ways to get your hands on change, here's how...

The Hunt - On day one we search everywhere for loose change to start off our pot.  The car, old bags, drawers, the back of the sofa - everywhere!

Penny Picking - We make a habit of picking up every single penny we find on the floor.

Automated Change Savings - Automatic savings bots such as Monzo (who are big advocates of the challenge) allow you to automatically transfer increasing amounts using the free web service IFTTT, which stands for "If This Then That". This option can make the challenge relatively hassle-free.


Looking for more ways to save cash? Check out our 101 Best Ways to Save Money

Tips for The Spare Change Challenge

Keep Your Challenge in Sight

Put your plan somewhere you will see it daily, so it's always to hand and you always have a reminder of what you're working towards.  This is why I find the print outs so handy.

Choose the Best Saving Option for you

Some people like to save in a jar and others open a bank account specifically for their savings.  For this particular Money Saving Challenge, both is best as you have two saving streams, one for cash and one for card payments. 

How to get your FREE Spare Change Template

Well, that's the easy part! Simply click here and you can print the PDF off at the click of a button. You’ll be hitting your savings goals in no time!

We have loads of free printable templates available to help you with everything from Money Saving and Income tracking to Meal planning and Debt Management over on our Freebies section.

Love Money Saving Challenges? Check out these...

No Spend Challenge

100 Envelope Challenge

Monthly Saving Challenge

52 Week Saving Challenge

Bingo Money Saving Challenge

1p Saving Challenge

If you found the Loose Change Money Saving Challenge free printables useful, gave it a go, or have any questions, please let us know in the comments below – and help inspire others...

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Claire Roach Founder & CEO @ Money Saving Central

Claire Roach Money Saving Central Founder

Claire is the UK's #1 'Online Shopping Expert', she is best known for creating sale date tracking to reveal UK sale dates so her followers are first to know when the next sale is due to land for their favourite stores - making her unpopular with major UK retailers!

Featured in major news outlets and TV shows such as 'This Morning', 'The Times Money Mentor' 'Closer magazine, 'The Guardian' and many more for posts such as the viral 'Kids Eat Free' and 'Supermarket 25% off Wine Deal Dates' promotions she features. Read More