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Refer a Friend Schemes

Refer a Friend schemes are a fantastic way to earn some extra cash in 2024. Sharing is caring, especially when you actually get something back in return, right? Anyone can refer friends to make money, it's as simple as signing up and sharing a link with a quick endorsement. 

Refer a Friend Schemes


Whether you’re looking to make an income from your blog or Social media influencer page, or simply earn extra money referring friends and family, a referral program is a great way to earn some easy cash.

Refer a Friend Schemes

Refer a Friend Schemes are a great way to make money online by referring friends for products or services in the UK. Here are the best sites that offer a referral program to start earning cash through sign-ups in 2024

refer a friend UK


What is a Referral Program?

Referral Programs are a reward-based system, whereby you (the referrer) encourage people to join up to brands you love, and the brand gives you and your 'friend' a cash incentive. Make money recommending the services you love - Win-Win!


Cashback Website Refer a Friend Schemes


£20 Free Cash

Topcashback is one of the best UK cashback sites, where you can earn money simply for shopping online. They offer up to £20 for referrals - there are sometimes £5 gift card incentives for friends that join too.

Join TopCashback



£10 Free Cash

Quidco is another amazing cashback website that you need to be joined up to.  You earn between £7.50 & £10 every time you successfully introduce friends, family, colleagues, and your social media pals to Quidco.

Join Quidco



Check out how to earn money by shopping via cashback sites



Utility Refer a Friend Schemes 

Octopus Energy

£50 for you & £50 for your friend

Octopus Energy offers existing customers £100 to split with the person you refer in exchange for referrals. There is no limit on the number of friends a customer can invite. Octopus is the only energy provider recommended by which! consumer website!  

Join Octopus


BT Broadband 

£50 Gift Card Each

You have to be a customer of BT to be able to use their refer a friend scheme, you will find a unique link in your account to share with friends. Once joined and their broadband is installed, BT will email you both a £50 Amazon.co.uk Gift Card within 30 days of their first bill payment.

Join BT



£100 Free 

Introduce a friend to Sky and earn up to £100 (varies from time to time between £75 - £100) for encouraging a friend or family member to join, and the new customers will receive the same amount. The reward comes in the form of a pre-paid Mastercard. 

Join Sky


Virgin Media Broadband

£50 Cash Each

Refer a friend to Virgin Media and you’ll both pocket up to £50 cash (sometimes raises to £75 each during promotions). You pocket £50 - £75 cash 60 days after your friend's service is installed or their device is delivered.

Join Virgin Media


Travel & Hotel Refer a Friend Schemes


£23 Travel Credit

Airbnb is an online marketplace for people looking for short term renting of properties or spare rooms. Friends who sign up for Airbnb with your link will get 10% off their home booking, up to £300 off and £9 to use toward an experience worth £36 or more - you will earn up to £23 travel credit. You can also invite new hosts, you will earn £12 when they complete their first reservation.

Go to AirBnB



£6 Groupon Credit

Groupon is an online deals website, which has 1000s of amazing bargains! They offer a refer-a-friend program and for every person you refer, that buys their first deal, you will earn £6 in Groupon credit - which you can use to purchase goods, deals and getaways.

Go to Groupon


You might also like: 10 Ways to Save Even More Money on Groupon Deals


Fashion Refer a Friend Schemes


£5 Free Voucher

Refer your BFFs to boohoo and you'll get a £5 voucher and they'll get 15% (excluding sale) off their first order. It's a win-win!



Banking Refer a Friend Schemes


£5 Free Cash

Send 1p to a mate who doesn’t have a PayPal account and when they sign up and spend £5+ you will get a £5 bonus. Max 5 sign-ups. 

Join Paypal



£15 Free Cash

CLAIR983 and get a free £15 welcome gift with your first transaction.  You will also get your own referral link to share and earn cash.

Download Monese



£5 Free Cash

Curve is a free payment card that aggregates all your payment cards into one via its mobile app. 'Share Curve & get £5'. Use code N25QXYXN to sign up and start using Curve, we'll both receive £5 worth of Curve points once you've made your first transaction and you'll get your unique code to start recruiting friends.

Get Curve



£20 Free Cash

By shopping online with a credit card, not only are you getting the added 'money back' protection that credit cards provide, should you be scammed or buy damaged goods online. You can also be super savvy and use a credit card like Amex which offers up to 3% cashback on all purchases. As well as all this, American Express gives customers £20 for every friend they refer. 

Apply for American Express


Mobile Phones Refer a Friend Schemes

Airtime Rewards

£1 - £5 Off your Phone Bill

Get your phone bill paid for simply shopping! You also earn cash for referring friends. It's so easy, you just sign up, add any cards you use to pay and it automatically gives you cash back to pay off your phone bill. 

Download the app & use referral code 9PXGXB3D

Join Airtime Rewards



£10 - £50 Free Cash

Recommend Lebara and earn £10 - £50 (depending on the contract they take up) every time one becomes a new customer.   You don't even have to be an existing customer of Lebara to sign up.

Join Lebara



£50 Free Cash

Recommend Mobiles.co.uk to your friends, relatives, neighbours, or work colleagues and earn up to £50 every time one becomes a new Mobiles.co.uk pay monthly or upgrade customer.  You must be an existing customer of Mobiles.co.uk with an existing order number.

Join Mobiles.co.uk



£25 Amazon Gift Card each

Love Three? Introduce a mate online and you’ll both get a £25 Amazon.co.uk Gift Card.

Join Three



£25 Free

Get £25 in Amazon vouchers; when your friends join O2. When they take out a Pay Monthly contract, you'll both earn a reward. 

Sign up for 02


Giff Gaff

£5 Free Cash

GiffGaff is a popular Mobile Phone Sim company.  They offer a Refer-a-Friend program, where you can earn £5 for each friend that you bring on board and £5 - £10 for them too (depending on the current deal being offered)

Get GiffGaff


Virgin Media Mobile

£50 Gift Card Each

Refer a friend to Virgin Media and you’ll both pocket up to £50 cash (sometimes raises to £75 each during promotions). You pocket £50 - £75 cash 60 days after your friend's service is installed or their device is delivered.

Join Virgin Media



£25 Amazon Gift Card

Recommend a friend to Vodafone Pay monthly mobile or Vodafone Home Broadband and get a £25 Amazon Gift Card. 

Join Vodafone


Affiliate Website Refer a Friend Schemes

Now for the affiliate websites that pay you for referrals as well as for recommending products through the websites, they have onboard, which can be some pretty big players such as Argos, Superdrug, and Groupon for instance.  You will need a blog or large social media following to apply for this type of referral income.


35% share of referrals earnings for one year

Skimlinks gives you a 35% share of the commission from any publisher you refer to them for one year.

Join Skimlinks



£30 Free Cash

Awin is one of the leading affiliate networks, when you refer a new revenue-driving publisher to Awin, you will earn £30 - it's as simple as that!

Join Awin


Money Making Websites


5% share of referrals earnings for life + a £20 bonus when they cash out

20Cogs is one of the most popular online money making websites, whereby users complete simple tasks in exchange for cash. They have a great referral scheme as well, which earns you 5% of your friend's earnings plus a one-off £20 bonus payment when they first cash out.

Join 20Cogs



£1 Free Cash

Qmee rewards users with cash for searching in Google, Bing, or Yahoo and clicking on their links to purchase products rather than Google. You can also earn in various other ways, including their refer a friend scheme which pays £1 per referral. 

Join Qmee



10% share of referrals earnings for life

Swagbucks is a popular rewards and loyalty website where you can earn gift cards by completing easy tasks such as short surveys, polls, game reviews, and watching videos.  You will get a referral link in your account and if a friend signs up, you’ll get 10% of their earnings FOR LIFE!

Join Swagbucks




£3 Free Cash

Shopmium is a must-have app that gives you money off deals on food, drinks, and cosmetics from your local supermarkets. There's also a referral program that gives you £3 for every friend that joins using your link.

Download Shopmium 



£5 Free Cash

OhMyDosh is our new favourite way to make money online today. Sign up for free, grab yourself a £1 welcome bonus and start earning today! Not only are there loads of ways to earn money - they also offer a good referral system, where you will earn £5 for every friend that joins and earns £10.  They will also get a £1 welcome bonus - just for joining.

Join OhMyDosh!


Earnably - 10% of Friends Earnings

10% share of referrals earnings for life

You'll receive 10% of everything that your referrals earn by completing offers - completely unlimited and for life!

Join Earnably


Everything Else


£20 Free Cash

Ocado, the online supermarket giant offers customers £20 for every friend they recommend via their website. It's a great way to get money off your groceries.

Visit Ocado 



Points that can be converted into gift cards

Honey is a brilliant Money Saving Chrome extension that you install in your browser, then, during checkout when shopping online, it will let you know if there are any coupons. You also earn points every time you make a purchase or refer a friend that can be converted into gift cards.

Join Honey


Pick My Postcode

20p Free Playing credit

PickMyPostocde is a brand new FREE, non-gambling daily draw site that is funded purely by advertising. Get up to 20p for each new referral you make, (max 1000 referrals). That's an extra £200 you could add to your winnings! 

Join Pickmypostcode


Refer a Freind Tips

Don't switch just for the referral fee - If for instance, you're switching energy suppliers, make sure you're still getting the best deal overall for your energy, or you'll end up paying more in the long run.

Keep track of any definite referrals - Just in case the company tries to wriggle out of paying you.

Keep Logging in to your accounts from time to time - You don't want any commissions being written off.

Don't spam your friends - No one likes a pushy salesperson.


If you're looking to make a bit of extra cash from home check out these reliable Ways to Make Money Online & Work From Home in the UK


As always, if you know of any other reliable, well-paying refer-a-friend schemes, that we might have missed, please share with us in the comments below...

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Claire Roach Founder & CEO @ Money Saving Central

Claire Roach Money Saving Central Founder

Claire is the UK's #1 'Online Shopping Expert', she is best known for creating sale date tracking to reveal UK sale dates so her followers are first to know when the next sale is due to land for their favourite stores - making her unpopular with major UK retailers!

Featured in major news outlets and TV shows such as 'This Morning', 'The Times Money Mentor' 'Closer magazine, 'The Guardian' and many more for posts such as the viral 'Kids Eat Free' and 'Supermarket 25% off Wine Deal Dates' promotions she features. Read More